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Surrogacy in India – Legal Rules, Eligibility, Process & Medical Conditions (2026 Guide)

Surrogacy in India is legal but highly regulated. Over the past few years, strict laws have been implemented to ensure ethical practices and protect all parties involved. For intended parents, understanding the legal, medical, and procedural aspects is very important before starting the journey. At Krishvi Women’s Hospital and IVF Centre, we guide couples step-by-step through safe, ethical, and legally compliant surrogacy treatment.

Surrogacy in India 2026 showing altruistic surrogacy process and legal surrogacy rules India at Krishvi Women’s Hospital and IVF Centre Ahmedabad

What is Surrogacy?

Surrogacy is a process where a woman (surrogate mother) carries and delivers a baby for another individual or couple. After birth, the child is legally handed over to the intended parents.

Surrogacy Law in India

Surrogacy in India is governed by the Surrogacy (Regulation) Act, 2021.

Allowed:

  • Only altruistic surrogacy
  • No payment except medical and insurance expenses

Not Allowed:

  • Commercial surrogacy
  • Paid arrangements
  • Surrogacy without medical indication

Who Can Opt for Surrogacy?

  • Indian married couple with proven infertility
  • Widowed or divorced woman

Age Criteria:

  • Woman: 23–50 years
  • Man: 26–55 years

Not Allowed:

  • Foreigners
  • Live-in couples
  • Same-sex couples
  • Single men

Requirements for Surrogate Mother

  • Must be an Indian woman
  • Married with at least one child
  • Can be surrogate only once in lifetime
  • Must pass medical and psychological screening
  • Insurance coverage is mandatory

Step-by-Step Surrogacy Process

  • Medical evaluation of intended parents
  • Legal eligibility verification
  • IVF cycle and embryo creation
  • Embryo transfer to surrogate
  • Pregnancy monitoring
  • Delivery and legal handover

For detailed understanding, refer to: IVF Treatment Process

Cost of Surrogacy in India

The approximate cost ranges between ₹20 lakh to ₹35 lakh. This includes IVF treatment, hospital charges, legal documentation, and insurance.

Related: IVF Cost in India

Medical Conditions Where Surrogacy is Allowed

1. Absence of Uterus

  • Congenital absence or removal of the uterus makes pregnancy impossible.

2. Uterine Abnormalities

  • Severe uterine damage, fibroids, or implantation failure. Related: Uterine Problems Treatment

3. Recurrent Pregnancy Loss

  • Repeated miscarriages where pregnancy cannot be sustained.

4. Repeated IVF Failure

  • Multiple failed IVF cycles despite good embryos. Related: IVF Failure Reasons

5. Serious Health Conditions

  • Heart, kidney, lung disease or uncontrolled diabetes where pregnancy is risky.

6. Genetic or Medical Risks

  • Conditions that worsen with pregnancy or affect maternal health.

Important Legal Requirement

A registered medical practitioner must certify that pregnancy is not possible or is unsafe. This certificate is mandatory under Indian law.

Why Choose Krishvi Women’s Hospital and IVF Centre?

  • Experienced fertility specialists
  • Ethical and legal compliance
  • Advanced IVF technology
  • Personalized patient care
  • Complete guidance from consultation to delivery

Explore more: Fertility Treatment in Ahmedabad

Key Takeaway

Surrogacy in India is legal but strictly regulated and allowed only for genuine medical reasons. With the right medical guidance and legal support, it can help couples achieve parenthood safely.